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4931 Needle Fish Ln, Saint James City, FL 33956

$134,900
  • 4931 Needle Fish Ln, Saint James City, FL 33956 Main Photo
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Active Price Reduced by $4,100 on August 5th, 2026
BEDS2 BATHS2 full SQUARE FEET768 MLS#2026030375
STATUSActive PROPERTY TYPEResidential - Mobile Home SUBDIVISIONPINE ISLAND COVE

Property Description

**Motivated seller! Bring your offer!** Discover an affordable opportunity to own a furnished, land-owned manufactured home in Pine Island Cove, a desirable 55+ waterfront boating community in St. James City on Pine Island. With **no lot rent, low HOA fees, community boating access, and resort-style amenities**, this home offers the relaxed Southwest Florida lifestyle buyers are searching for.Pine Island Cove is known for its welcoming atmosphere, active lifestyle, and convenient access to the water. Boating and fishing enthusiasts will appreciate the community's long, wide boat ramp, boat-rinsing station, and waterfront green space where you can relax and watch neighbors return from a day on the water. Residents also enjoy a beautifully remodeled clubhouse, sparkling community pool, pickleball, bocce, social activities, and numerous community events.The home welcomes you with a screened front porch that is perfect for enjoying your morning coffee, visiting with neighbors, or taking in the island breeze. A separate utility room provides convenient indoor laundry, additional storage, and space for your boating, fishing, or beach equipment.Inside, the kitchen opens to the dining area and spacious great room, creating a comfortable layout for everyday living and entertaining. The Florida room provides additional flexible living space and can be opened to enjoy the fresh air or enclosed for year-round use.Both bedrooms are generously sized. The primary suite features a private bathroom, while the guest bedroom is conveniently located near the second full bathroom. Additional improvements include a newer roof and newer luxury vinyl plank flooring with a vapor barrier.The home is being offered furnished, making it easy to move in and immediately begin enjoying your Florida retreat, seasonal residence, or full-time island home. The spacious outdoor area behind the home offers additional room for entertaining, grilling, relaxing, or creating a personalized outdoor living space.There may also be an added benefit to establishing your Florida homestead before the end of 2026. If the proposed property-tax amendment is approved by Florida voters in November 2026, qualifying homeowners who establish residency and homestead eligibility by December 31, 2026, may be eligible for increased property-tax benefits. Buyers should independently verify eligibility and potential savings with the appropriate property appraiser or tax professional.With a motivated seller, land ownership, no lot rent, low HOA dues, boating access, a community boat ramp, newer roof, new carport, furnished interior, and active 55+ waterfront lifestyle, this Pine Island Cove home is a must-see. Schedule your private showing and bring your offer!

4931 Needle Fish Ln | MLS# 2026030375

This single family home located at 4931 Needle Fish Ln, Saint James City, FL 33956 is currently listed for sale with an asking price of $134,900. This property was built in 1989 and has 2 bedrooms and 2 full baths with 768 sq. ft. Needle Fish Ln is located in the PINE ISLAND COVE subdivision. Search PINE ISLAND COVE real estate on www.hardingrealestateteam.com today.

Property Features

Property Type: Residential - Mobile Home
Cooling: Ceiling Fan(s), Central Electric
Heating: Central Electric
Lot Size: 0.09 Acres
Roof Type: Metal
Stories: 1.0
Taxes: $898
Year Built: 1989

Amenities

Boat Ramp
Storage

Feature Descriptions

Bedroom: 2 Bed
Carport: 1
Days on Site: 22
Dining: Dining - Family
Directions: Please utilize GPS for the most accurate routing information and traffic predictions.
Flooring: Carpet, Vinyl
Furnished: Turnkey
GEO Area: PI02 - Pine Island (South)
Hoa Fee: $160/Monthly
Home Warranty Y/N: No
Interior: Great Room, Florida Room, Guest Bath, Guest Room, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry: In Garage
Lease Considered Y/N: No
Listing Terms: Buyer Finance/Cash
Lot: Regular
Management: Professional
Minimum Lease Days: 30
Ownership: Single Family
Parcel #: 10-45-22-05-00000.3160
Parking: 2+ Spaces, Covered, Driveway Paved, Golf Cart Garage, RV-Boat, Attached Carport
Pet Limit Max #: 2
Pets: Number Limit
Property Attached Y/N: No
Property Sub-Type: Manufactured Home
Road Frontage: Private Road
Road Surface: Paved
Sewer: Central
Sewer: Central
SQFT Total: 768
Transfer Fee: 0
Units in Building: Square Feet
View: Landscaped Area
Water: Central
Water: Central
Windows: Single Hung, Window Coverings

Listed By / Shown By

Listed By

Agency Name: Keller Williams Realty Fort Myers and the Islands
Agency Phone: 239-236-4350

Shown By

Agent Name: Harding Real Estate Team
Agent Phone: (734) 812-6900
Agency Title: Key Realty

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Estimated Payment

$ 868.77 per month $754.59 Principal & Interest $74.83 Property Tax $39.35 Homeowner's Insurance

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